:root{--site-accent:#0f6b40;--site-accent-dark:#8fd6b0;--gg-bg:#f3efe6;--gg-surface:#fffdf8;--gg-line:#e3d9c8;--gg-text:#1c1915;--gg-sub:#5e574e;--gg-accent:var(--site-accent);--gg-accent-ink:#f4fff8;--gg-accent-soft:color-mix(in srgb, var(--accent,var(--gg-accent)) 10%, var(--card,var(--gg-surface)));--gg-space-1:4px;--gg-space-2:8px;--gg-space-3:12px;--gg-space-4:16px;--gg-space-6:24px;--gg-space-8:32px;--gg-space-12:48px;--gg-space-18:72px;--gg-section:var(--gg-space-12);--gg-radius-card:16px;--gg-radius-thumb:12px;--gg-radius-pill:999px;--gg-weight-regular:400;--gg-weight-semibold:600;--gg-weight-bold:700;--gg-display:calc(28 / 18 * 1rem);--gg-title:calc(22 / 18 * 1rem);--gg-item:calc(20 / 18 * 1rem);--gg-body:1rem;--gg-small:calc(13 / 18 * 1rem);--gg-leading:1.7}@media (width>=960px){:root{--gg-section:var(--gg-space-18);--gg-display:calc(36 / 18 * 1rem);--gg-title:calc(24 / 18 * 1rem);--gg-item:calc(20 / 18 * 1rem);--gg-small:calc(14 / 18 * 1rem)}}:root{color-scheme:light;--bg:var(--gg-bg);--ink:var(--gg-text);--muted:var(--gg-sub);--line:var(--gg-line);--card:var(--gg-surface);--accent:var(--gg-accent);--accent-ink:#f4fff8;--soft:#e5f2eb;--danger:#8d2c2c;--shadow:0 1px 0 #1c19150a;--control-line:#8f887d;--control-line-dark:#6e6960;--font:"Apple SD Gothic Neo", "Noto Sans KR", "Malgun Gothic", sans-serif;--mono:"SFMono-Regular", ui-monospace, "D2Coding", monospace;--bg-dark:#141311;--ink-dark:#f4efe6;--muted-dark:#c8bfb2;--line-dark:#3c362e;--card-dark:#211e1a;--accent-dark:var(--site-accent-dark);--accent-ink-dark:#10281c;--soft-dark:#1b3126;--danger-dark:#ffb4b0;--shadow-dark:none}html[data-theme=dark]{color-scheme:dark;--bg:var(--bg-dark);--ink:var(--ink-dark);--muted:var(--muted-dark);--line:var(--line-dark);--card:var(--card-dark);--accent:var(--accent-dark);--accent-ink:var(--accent-ink-dark);--soft:var(--soft-dark);--danger:var(--danger-dark);--shadow:var(--shadow-dark);--control-line:var(--control-line-dark)}@media (prefers-color-scheme:dark){html:not([data-theme]){color-scheme:dark;--bg:var(--bg-dark);--ink:var(--ink-dark);--muted:var(--muted-dark);--line:var(--line-dark);--card:var(--card-dark);--accent:var(--accent-dark);--accent-ink:var(--accent-ink-dark);--soft:var(--soft-dark);--danger:var(--danger-dark);--shadow:var(--shadow-dark);--control-line:var(--control-line-dark)}}*,:before,:after{box-sizing:border-box}[hidden]{display:none!important}html{background:var(--bg);font-size:112.5%}html[data-font=sm]{font-size:100%}html[data-font=lg]{font-size:137.5%}body{background:var(--bg);min-height:100vh;color:var(--ink);font-family:var(--font);margin:0;font-size:1rem;line-height:1.7}.skip{background:var(--accent);color:var(--accent-ink);z-index:2;border-radius:.5rem;padding:.5rem .75rem;position:absolute;top:.75rem;left:.75rem;transform:translateY(-200%)}.skip:focus,.skip:focus-visible{transform:none}.gg-toast{z-index:8;background:var(--ink);max-width:min(22rem,100% - 2rem);color:var(--bg);text-align:center;pointer-events:none;border-radius:.7rem;margin:0;padding:.65rem .9rem;font-size:.92rem;font-weight:700;line-height:1.45;position:fixed;bottom:1rem;left:50%;transform:translate(-50%);box-shadow:0 10px 28px #0000002e}.sr{clip:rect(0, 0, 0, 0);clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.icon-button{width:44px;min-width:44px;height:44px;min-height:44px;color:var(--ink);font:inherit;cursor:pointer;touch-action:manipulation;background:0 0;border:0;border-radius:.7rem;justify-content:center;align-items:center;padding:0;line-height:1;text-decoration:none;display:inline-flex}.icon-button:hover{background:var(--soft)}.icon-button[aria-current=page]{color:var(--accent);background:var(--soft)}.nav-toggle,.nav-toggle .icon-close,.nav-toggle[aria-expanded=true] .icon-menu{display:none}.nav-toggle[aria-expanded=true] .icon-close{display:block}a:focus-visible,button:focus-visible,summary:focus-visible,input:not([type=radio]):focus-visible,select:focus-visible,textarea:focus-visible,.pref-group button:focus-visible,.skip:focus-visible,.table-wrap:focus-visible,.icon-button:focus-visible{outline:2px solid var(--ink);outline-offset:2px}main:focus{outline:none}.icon{stroke:currentColor;fill:none;width:1.35rem;height:1.35rem;color:inherit;flex:none;display:block}.wrap{width:min(100% - 2rem,40rem);margin-inline:auto;padding-bottom:3rem}.site-header{z-index:5;border-bottom:1px solid var(--line);margin-bottom:var(--gg-space-6);max-width:100%;padding:.75rem 0 .85rem;position:relative}.site-header-bar{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.45rem .35rem;width:100%;min-width:0;display:flex}.header-tools{flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:.55rem 1rem;min-width:0;max-width:100%;margin-left:auto;display:flex}.site-nav{align-items:center;gap:.15rem .85rem;min-width:0;max-width:100%}.site-nav a{justify-content:center;align-items:center;min-width:44px;min-height:44px;padding:0 .45rem;display:inline-flex}@media (width<=47.99rem){html.js .site-header{flex-wrap:nowrap}html.js .site-header-bar{flex-wrap:nowrap;gap:.35rem}html.js .brand{min-width:0}html.js .brand-name{text-overflow:ellipsis;white-space:nowrap;overflow:hidden}html.js .header-tools{flex-wrap:nowrap;flex:none;justify-content:flex-end;gap:.1rem;width:auto;margin-left:0}html.js .nav-toggle{display:inline-flex}html.js .site-nav{z-index:6;border:1px solid var(--line);background:var(--card);border-radius:.75rem;flex-direction:column;align-items:stretch;gap:.1rem;min-width:min(16rem,100%);padding:.35rem;display:none;position:absolute;top:calc(100% + .35rem);left:auto;right:0;box-shadow:0 10px 28px #00000029}html.js .nav-toggle[aria-expanded=true]+.site-nav{display:flex}html.js .site-nav a{border-radius:.55rem;justify-content:flex-start;padding:0 .8rem}html.js .site-nav a[aria-current=page]{background:var(--soft);box-shadow:none}.site-footer .footer-links a,.site-network a,.site-network [aria-current=page],.breadcrumb a,.breadcrumb [aria-current=page],.back,.source-more summary{align-items:center;min-height:44px;display:inline-flex}}.display-prefs{flex:none;align-items:center;display:inline-flex;position:relative}.display-prefs-toggle[aria-expanded=true]{background:var(--soft);color:var(--accent)}.display-prefs-panel{z-index:7;border:1px solid var(--line);background:var(--card);border-radius:.85rem;gap:.7rem;width:min(19rem,100vw - 1.5rem);padding:.75rem;display:grid;position:absolute;top:calc(100% + .35rem);right:0;box-shadow:0 10px 28px #00000029}.display-prefs-title{letter-spacing:-.02em;margin:0;padding:.1rem .35rem 0;font-size:.92rem;font-weight:700;line-height:1.3}.pref-field{gap:.35rem;display:grid}.pref-label{color:var(--muted);padding-inline:.35rem;font-size:.82rem;font-weight:700;line-height:1.3}.pref-group{border:1px solid var(--control-line);background:var(--bg);border-radius:.75rem;flex-wrap:nowrap;gap:.15rem;max-width:100%;padding:.2rem;display:flex}.pref-group button{min-width:44px;min-height:44px;color:var(--ink);font:inherit;white-space:nowrap;cursor:pointer;touch-action:manipulation;background:0 0;border:0;border-radius:.55rem;flex:1 1 0;justify-content:center;align-items:center;padding:0 .35rem;font-size:.92rem;font-weight:700;line-height:1;display:inline-flex}.pref-group button[data-theme-value]{gap:.2rem;padding-inline:.2rem;font-size:.86rem}.pref-group .pref-option-icon{flex:none;width:18px;height:18px}.pref-group button[data-font-value=sm],.pref-group button[data-font-value=lg]{font-size:1.35rem;font-weight:var(--gg-weight-regular)}.pref-group button[aria-pressed=true]{background:var(--accent);color:var(--accent-ink)}.pref-group button:hover{background:var(--soft)}.pref-group button[aria-pressed=true]:hover{background:var(--accent);color:var(--accent-ink)}.pref-group button:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.brand{min-height:44px;color:inherit;align-items:center;gap:.45rem;margin-right:auto;line-height:1.2;text-decoration:none;display:inline-flex}.brand-mark{flex:none;width:1.75rem;height:1.75rem;display:block}.brand-name{letter-spacing:-.03em;font-size:1.15rem;font-weight:700}.brand-accent{color:var(--accent)}nav{flex-wrap:wrap;gap:.25rem 1rem;display:flex}nav a{color:var(--ink);padding:.35rem 0;font-weight:600;text-decoration:none}nav a[aria-current=page]{color:var(--accent);box-shadow:inset 0 -2px 0 var(--accent)}h1,h2,h3{letter-spacing:-.03em;line-height:1.35;font-weight:var(--gg-weight-bold)}h3{font-weight:var(--gg-weight-semibold)}h1{margin:0 0 var(--gg-space-4);font-size:var(--gg-display);font-weight:var(--gg-weight-bold)}.lede{margin:0 0 var(--gg-section);color:var(--muted);font-size:var(--gg-body);font-weight:var(--gg-weight-regular)}article+.lede{margin-bottom:var(--gg-space-6)}.lede+.other-tools{margin-top:var(--gg-space-6)}.tool-list{gap:var(--gg-space-6);margin:0 0 var(--gg-section);display:grid}.tool-list .tool-link{margin:0}.tool-link{padding:var(--gg-space-4) var(--gg-space-6);background:var(--card);border:1px solid var(--line);border-radius:var(--gg-radius-card);color:inherit;flex-direction:column;gap:.25rem;margin:0 0 2rem;text-decoration:none;display:flex}.tool-link strong{color:var(--accent)}.tool-link span{color:var(--muted);font-size:.95rem}.section-title{margin:0 0 var(--gg-space-3);font-size:var(--gg-title);font-weight:var(--gg-weight-bold)}.post-list{margin:0;padding:0;list-style:none}.post-list a{column-gap:var(--gg-space-3);padding:var(--gg-space-3) 0;border-top:1px solid var(--line);color:inherit;grid-template-columns:minmax(0,1fr) 104px;align-items:start;text-decoration:none;display:grid}.post-card-copy{min-width:0}.post-thumb{box-sizing:border-box;border:1px solid var(--line);border-radius:var(--gg-radius-thumb);background:var(--bg);width:104px;min-width:0;box-shadow:inset .28rem 0 0 var(--accent);flex-direction:column;justify-content:center;align-items:flex-start;gap:.08rem;padding:.45rem .4rem .45rem .72rem;display:flex;overflow:hidden}.post-card-keyword{width:100%;min-width:0;color:var(--ink);font-size:.833333rem;font-weight:var(--gg-weight-bold);letter-spacing:-.03em;flex-direction:column;gap:.06rem;line-height:1.25;display:flex}.post-card-keyword-line{text-overflow:ellipsis;white-space:nowrap;min-width:0;max-width:100%;line-height:1.25;display:block;overflow:hidden}@media (width>=768px){.post-list a{grid-template-columns:minmax(0,1fr) 160px;align-items:center}.post-thumb{gap:.12rem;width:160px;height:84px;padding:.4rem .5rem .4rem .75rem}.post-card-keyword{font-size:inherit;letter-spacing:-.04em;gap:.12rem;line-height:1.15;container-type:inline-size}.post-card-keyword-line{font-size:min(1.05rem, max(calc(15 / 18 * 1rem), calc(100cqi / var(--units,4))));text-overflow:ellipsis;white-space:nowrap;line-height:1.15;overflow:hidden}}.post-list li:last-child a{border-bottom:1px solid var(--line)}.post-list time{color:var(--muted);font-size:var(--gg-small);font-weight:var(--gg-weight-regular);font-variant-numeric:tabular-nums}.post-list h3{margin:0 0 var(--gg-space-2);font-size:var(--gg-item);font-weight:var(--gg-weight-semibold);line-height:1.4;display:block}.post-list a:hover h3{color:var(--accent)}.post-excerpt{margin:0 0 var(--gg-space-2);color:var(--muted);font-size:var(--gg-body);font-weight:var(--gg-weight-regular);-webkit-line-clamp:2;line-clamp:2;-webkit-box-orient:vertical;line-height:1.6;display:-webkit-box;overflow:hidden}.prose .note-box{margin:0 0 var(--gg-space-6);padding:var(--gg-space-4) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card);color:var(--ink)}.prose .note-box p{color:var(--ink);margin:0}.prose .note-box p+p{margin-top:.55rem}.prose .glance{margin:0 0 var(--gg-space-6);padding:var(--gg-space-4) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--gg-accent-soft)}.prose .glance-kicker{margin:0 0 .45rem;font-weight:700}.prose .glance ol{margin:0;padding-left:1.25rem}.prose .glance li+li{margin-top:.35rem}.prose details.assumptions{padding:var(--gg-space-4) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card);margin:1.35rem 0 1rem}.prose details.assumptions summary{cursor:pointer;font-weight:700}.prose details.assumptions summary:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.prose details.assumptions h3:first-of-type{margin-top:.85rem}.direct-answer{margin:0 0 var(--gg-space-6);padding:var(--gg-space-4) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--gg-accent-soft);color:var(--ink)}.direct-answer p{margin:0}.direct-answer p+p{margin-top:.55rem}.direct-answer .as-of,.direct-answer .source-line{color:var(--muted);font-size:var(--gg-small);font-weight:var(--gg-weight-regular)}.direct-answer .source-line{flex-wrap:wrap;gap:.35rem .75rem;display:flex}.direct-answer .sources{margin-top:.55rem}.direct-answer>.sources:first-child{margin-top:0}.source-more{margin-top:.45rem}.source-more summary{width:fit-content;color:var(--muted);cursor:pointer;font-size:.9rem;font-weight:700}.source-more summary:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.source-more .source-line{margin-top:.45rem}.article-meta{margin:0 0 var(--gg-space-6);color:var(--muted);font-size:var(--gg-small);font-weight:var(--gg-weight-regular);flex-wrap:wrap;align-items:center;gap:.35rem .7rem;display:flex}.title-row{flex-wrap:wrap;align-items:center;gap:.45rem .7rem;margin:0 0 .75rem;display:flex}.title-row h1{margin:0}.card-meta{color:var(--muted);font-size:var(--gg-small);font-weight:var(--gg-weight-regular);flex-wrap:wrap;align-items:center;gap:.35rem .45rem;margin:0;display:flex}.meta-sep{color:var(--muted)}.post-list .card-meta time{display:inline}.tags{flex-wrap:wrap;gap:.35rem;margin:0;padding:0;list-style:none;display:flex}.tags li{border-radius:var(--gg-radius-pill);background:var(--gg-accent-soft);color:var(--accent);font-size:var(--gg-small);font-weight:var(--gg-weight-semibold);padding:.1rem .55rem}.prose .cycle{margin:0 0 1.15rem}.prose .cycle-svg{width:100%;max-width:100%;height:auto;display:block}.prose .cycle-svg text{font-family:var(--font)}.prose .cycle figcaption{color:var(--muted);margin:.45rem 0 0;font-size:.92rem}.prose>:first-child{margin-top:0}.prose p,.prose ul,.prose ol{margin:0 0 var(--gg-space-6)}.prose h2{margin:var(--gg-section) 0 var(--gg-space-3);font-size:var(--gg-title);font-weight:var(--gg-weight-bold);scroll-margin-top:1rem}.prose ul,.prose ol{padding-left:1.15rem}.contact-mail{flex-wrap:wrap;align-items:center;gap:.65rem .85rem;display:flex}.contact-mail a{overflow-wrap:anywhere;min-width:0;font-weight:700}.contact-copy{white-space:nowrap;min-height:max(44px,2.75rem);color:var(--accent);border:1px solid var(--accent);background:0 0}.contact-copy:hover{background:var(--soft)}html:not(.js) .contact-copy{display:none}.contact-copy-status:empty{margin:0;display:none}.source-line a,.prose a,.lede a,.back,.direct-answer a,.explain p a,article p a,main>p a{color:var(--accent);text-underline-offset:.15em;text-decoration:underline}.back{color:var(--accent);margin-top:1.5rem;display:inline-block}.calc{background:var(--card);border:1px solid var(--line);border-radius:var(--gg-radius-card);gap:.9rem;margin:0 0 1rem;padding:1rem;display:grid}.field{gap:.35rem;min-width:0;display:grid}.field label,.field-label{font-size:.95rem;font-weight:600}.field input:not([type=radio]){border:1px solid var(--control-line);background:var(--bg);width:100%;min-height:2.75rem;color:var(--ink);font:inherit;font-variant-numeric:tabular-nums;border-radius:.6rem;padding:.55rem .7rem}.amount-control{flex-wrap:wrap;align-items:center;gap:.15rem .5rem;min-width:0;max-width:100%;display:flex}.field .amount-control input:not([type=radio]){flex:8.5rem;width:auto;min-width:0;max-width:100%}.amount-unit{max-width:100%;color:var(--muted);letter-spacing:-.03em;text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums;flex:0 auto;margin-left:auto;font-size:.78rem;font-weight:600;line-height:1.3}.amount-chips,.preset-chips{touch-action:manipulation;flex-wrap:wrap;align-items:center;gap:.3rem;min-width:0;max-width:100%;display:flex}.preset-chips{flex-wrap:wrap;gap:.2rem}.amount-chips .chip,.preset-chips .chip{border:1px solid var(--control-line);background:var(--bg);min-width:44px;min-height:44px;color:var(--accent);letter-spacing:-.03em;white-space:nowrap;touch-action:manipulation;border-radius:999px;flex:none;padding:0 .45rem;font-size:.75rem;font-weight:700;line-height:1.2}.amount-chips .chip-reset{color:var(--muted);background:0 0}.amount-chips .chip:hover,.preset-chips .chip:hover{background:var(--soft);border-color:var(--accent)}.amount-chips .chip-reset:hover{color:var(--ink)}.preset-chips .chip.is-selected,.preset-chips .chip.is-selected:hover{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}.preset-chips .chip{letter-spacing:-.04em;padding:0 .28rem;font-size:.6875rem}.preset-chips .chip-adjust{border-color:var(--ink);background:var(--card);color:var(--ink);border-radius:.4rem}.preset-chips .chip-adjust:hover:not(:disabled){background:var(--soft);border-color:var(--ink)}.preset-chips .chip-adjust:disabled{border-color:var(--line);color:var(--muted);opacity:.55;cursor:default;background:0 0}.amount-chips .chip:focus-visible,.preset-chips .chip:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.segment{border:1px solid var(--control-line);background:var(--bg);border-radius:.7rem;grid-template-columns:1fr 1fr;gap:.25rem;padding:.25rem;display:grid}.segment-option{text-align:center;white-space:nowrap;cursor:pointer;border-radius:.5rem;justify-content:center;align-items:center;min-width:0;min-height:2.75rem;padding:.4rem .6rem;line-height:1.3;display:flex;position:relative}.segment.cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.segment.cols-3 .segment-option{white-space:normal;min-height:3.35rem;padding:.35rem .3rem;font-size:.92rem}.segment-sub{font-size:.75rem;font-weight:var(--gg-weight-regular);margin-top:.12rem;line-height:1.2;display:block}.segment-option input{opacity:0;cursor:pointer;background:0 0;border:0;border-radius:0;width:100%;height:100%;min-height:0;margin:0;padding:0;position:absolute;inset:0}.segment-option:has(:checked){background:var(--accent);color:var(--accent-ink);font-weight:700}.segment-option:has(:focus-visible){outline:2px solid var(--ink);outline-offset:2px}.basis-note{color:var(--muted);margin:0;font-size:.9rem}.shortfall{border:1px solid var(--line);background:var(--card);border-radius:.7rem;margin:0;padding:.7rem .85rem;font-size:.92rem;line-height:1.45}.hint,.note,.disclaimer,.site-footer{color:var(--muted);font-size:.9rem}.field-note{color:var(--muted);margin:.15rem 0 0;font-size:.82rem;font-weight:400;line-height:1.45}.disclaimer{margin:1.25rem 0 0}button,.button{background:var(--accent);min-height:2.75rem;color:var(--accent-ink);font:inherit;cursor:pointer;border:0;border-radius:.7rem;justify-content:center;align-items:center;padding:.55rem 1rem;font-weight:700;text-decoration:none;display:inline-flex}.error{color:var(--danger);margin:0;font-weight:600}.result{gap:.75rem;min-width:0;margin-top:1rem;display:grid}.result dl{background:var(--soft);border-radius:var(--gg-radius-card);gap:.65rem;margin:0;padding:1rem;display:grid}.result dl>div{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:.25rem 1rem;display:flex}.result dt{color:var(--muted)}.result dd{min-width:min(100%, max-content);overflow-wrap:anywhere;font-variant-numeric:tabular-nums;text-align:right;max-width:100%;margin:0 0 0 auto;font-weight:700}.result dl>div.is-emphasis{border-top:1px solid var(--line);margin-top:.15rem;padding-top:.55rem}.result dl>div.is-emphasis dd{color:var(--accent);font-size:1.25rem}.result-actions{flex-wrap:wrap;gap:.5rem;min-width:0;max-width:100%;display:flex}.result-actions button{min-width:min(100%, max-content);max-width:100%;min-height:max(44px,2.75rem);color:var(--accent);border:1px solid var(--accent);white-space:nowrap;background:0 0;flex:calc(50% - .25rem);gap:.4rem;padding-inline:.65rem}.result-actions button:hover{background:var(--soft)}.result-actions button:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.view-row{gap:.35rem;display:grid}.toast{background:var(--ink);color:var(--bg);border-radius:.6rem;margin:.75rem 0 0;padding:.55rem .75rem;font-size:.9rem;font-weight:600}.table-wrap{border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card);min-width:0;max-width:100%;overflow-x:auto}.prose .table-wrap,.table-wrap.facts,.table-wrap.dist{margin:0 0 var(--gg-space-6)}.table-wrap.is-month{max-height:min(68vh,28rem);overflow:auto}.table-wrap.is-month table{border-collapse:separate;border-spacing:0}.table-wrap.is-month thead th{z-index:1;background:var(--card);box-shadow:inset 0 -1px 0 var(--line);position:sticky;top:0}.table-wrap.is-month tbody tr+tr td{border-top:0}.table-wrap.is-month th,.table-wrap.is-month td{border-bottom:1px solid var(--line)}.table-wrap.is-month tbody tr.year-end td,tbody tr.year-end td{background:var(--soft);border-bottom:2px solid var(--accent)}.year-note{white-space:nowrap;font-size:.82em;font-weight:600}.narrow-label{display:none}td.gain-cell{color:var(--accent);font-weight:700}td.loss-cell,.result dd.is-loss{color:var(--danger);font-weight:700}.table-wrap.snowball th,.table-wrap.snowball td{padding:.48rem .4rem}table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.92rem}caption{text-align:left;padding:.75rem .8rem .35rem;font-weight:700}caption.sr{clip:rect(0, 0, 0, 0);clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}th,td{text-align:right;white-space:nowrap;padding:.55rem .8rem}th:first-child,td:first-child{text-align:left}th{color:var(--muted);border-bottom:1px solid var(--line);font-weight:600}tbody tr+tr td{border-top:1px solid var(--line)}.ad-slot,.coupang{margin-top:2rem}.ad-slot{margin-bottom:.5rem}.ad-slot .ad-label{color:var(--muted);letter-spacing:.02em;margin:0 0 .35rem;font-size:.75rem;font-weight:600}.ad-slot .adsbygoogle{min-height:280px;display:block}.ad-slot.is-sidebar{display:none}@media (width>=1280px){.wrap.has-sidebar:not(.is-article){grid-template-columns:minmax(0,42rem) 300px;align-items:start;column-gap:2rem;width:min(100% - 3rem,44rem + 300px);display:grid}.wrap.has-sidebar:not(.is-article)>.site-header,.wrap.has-sidebar:not(.is-article)>.frame,.wrap.has-sidebar:not(.is-article)>.coupang,.wrap.has-sidebar:not(.is-article)>.site-footer{grid-column:1;min-width:0}.wrap.has-sidebar:not(.is-article)>.ad-slot.is-sidebar{grid-area:2/2;align-self:start;width:300px;margin:0;display:block;position:sticky;top:1rem}.wrap.has-sidebar:not(.is-article)>.ad-slot.is-sidebar .adsbygoogle{width:300px;height:600px;min-height:600px;max-height:600px;display:inline-block}}.coupang{border:1px dashed var(--line);border-radius:.9rem;gap:.65rem;padding:1rem;display:grid}.coupang p{color:var(--muted);margin:0;font-size:.82rem}.site-footer{margin-top:var(--gg-section);padding-top:var(--gg-space-6);border-top:1px solid var(--line)}.site-footer p{margin:.2rem 0}.site-footer .footer-links{margin:.75rem 0}.site-footer .footer-links a{color:var(--muted);box-shadow:none;font-size:.9rem;font-weight:600}.site-network{flex-wrap:wrap;gap:.35rem .8rem;margin:.35rem 0 .75rem;display:flex}.site-network a,.site-network [aria-current=page]{padding:.35rem 0;font-size:.9rem;font-weight:600;line-height:1.7}.site-network a{color:var(--accent);box-shadow:none;text-underline-offset:.15em;text-decoration:underline}.site-network [aria-current=page]{color:var(--accent);box-shadow:none;font-weight:600;text-decoration:none}.other-tools{margin-top:var(--gg-section)}.other-tools h2{margin:0 0 var(--gg-space-3);font-size:var(--gg-title);font-weight:var(--gg-weight-bold)}.other-tools ul{gap:.55rem;margin:0;padding:0;list-style:none;display:grid}.other-tools a{padding:var(--gg-space-4) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card);color:inherit;gap:.15rem;text-decoration:none;display:grid}.other-tools a span{color:var(--muted);font-size:.9rem}.explain{margin-top:var(--gg-section)}.explain h2{margin:0 0 var(--gg-space-3);font-size:var(--gg-title);font-weight:var(--gg-weight-bold)}.explain>p{color:var(--muted);margin:0 0 .4rem}.explain details{border-top:1px solid var(--line);padding:.8rem 0}.explain details:last-child{border-bottom:1px solid var(--line)}.explain summary{cursor:pointer;align-items:center;gap:.55rem;font-weight:700;list-style:none;display:flex}.explain summary::-webkit-details-marker{display:none}.explain summary::marker{content:""}.explain summary:before{content:"";border-style:solid;border-width:.32rem 0 .32rem .48rem;border-color:transparent transparent transparent var(--accent);transform-origin:35%;flex:none;width:0;height:0;transition:transform .15s;transform:rotate(0)}.explain details[open]>summary:before{transform:rotate(90deg)}.explain summary:focus-visible{outline:2px solid var(--ink);outline-offset:2px}.explain details p{margin:.65rem 0 0}.formula{background:var(--card);border:1px solid var(--line);max-width:100%;font-family:var(--mono);border-radius:.6rem;margin:.7rem 0 0;padding:.65rem .75rem;font-size:.86rem;line-height:1.5;overflow-x:auto}.formula code{white-space:nowrap;font-family:inherit}@media (width>=40rem){.wrap{width:min(100% - 3rem,42rem)}.site-header{padding-top:1.75rem}.calc{padding:1.15rem 1.2rem}}@media (width<=40rem){.header-tools{justify-content:flex-start;width:100%;margin-left:0}th,td{padding:.45rem .5rem;font-size:.82rem}.wide-label{display:none}.narrow-label{display:inline}.year-note{font-size:.72em}}@media (width<=26rem){.wrap{width:min(100% - 1rem,40rem)}.segment-option{white-space:normal;padding-inline:.3rem;font-size:.92rem}.preset-chips{flex-wrap:wrap}.formula code{white-space:normal}nav{gap:.15rem .65rem}nav a{font-size:.92rem}.table-wrap.cols-5 th,.table-wrap.cols-5 td{padding:.38rem .22rem;font-size:.72rem}.table-wrap.cols-5 .year-note{font-size:.68em;display:block}}@media (width<=480px){.table-wrap.snowball,.table-wrap.savings{overflow-x:hidden}.table-wrap.snowball table,.table-wrap.savings table,.table-wrap.snowball tbody,.table-wrap.savings tbody{width:100%;min-width:0;display:block}.table-wrap.snowball caption,.table-wrap.savings caption{white-space:nowrap;width:100%;padding:.45rem .65rem .28rem;line-height:1.3;display:block}.table-wrap.snowball thead,.table-wrap.savings thead{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.table-wrap.snowball tr,.table-wrap.savings tr{grid-template-columns:repeat(6,minmax(0,1fr));align-items:start;gap:.08rem .35rem;padding:.28rem .6rem .32rem;display:grid}.table-wrap.snowball tbody tr+tr,.table-wrap.savings tbody tr+tr{border-top:1px solid var(--line)}.table-wrap.snowball td,.table-wrap.savings td{text-align:left;white-space:normal;overflow-wrap:anywhere;background:0 0;border:0;width:auto;min-width:0;padding:0;font-size:.78rem;line-height:1.25;display:block}.table-wrap.snowball td:first-child,.table-wrap.savings td:first-child{white-space:nowrap;grid-area:1/1/auto/4;align-self:center;font-size:.9rem;font-weight:700}.table-wrap.snowball td:last-child,.table-wrap.savings td:last-child{text-align:right;white-space:nowrap;grid-area:1/4/auto/7;align-self:center;font-size:.95rem;font-weight:700}.table-wrap.snowball td:nth-child(2),.table-wrap.savings td:nth-child(2){grid-area:2/1/auto/3}.table-wrap.snowball td:nth-child(3),.table-wrap.savings td:nth-child(3){grid-area:2/3/auto/5}.table-wrap.snowball td:nth-child(4),.table-wrap.savings td:nth-child(4){grid-area:2/5/auto/7}.table-wrap.snowball td:nth-child(2),.table-wrap.snowball td:nth-child(3),.table-wrap.snowball td:nth-child(4),.table-wrap.savings td:nth-child(2),.table-wrap.savings td:nth-child(3),.table-wrap.savings td:nth-child(4){flex-direction:column;align-items:flex-start;gap:.02rem;font-size:.75rem;font-weight:600;display:flex}.table-wrap.snowball td:nth-child(2):before,.table-wrap.snowball td:nth-child(3):before,.table-wrap.snowball td:nth-child(4):before,.table-wrap.savings td:nth-child(2):before,.table-wrap.savings td:nth-child(3):before,.table-wrap.savings td:nth-child(4):before{content:attr(data-label);color:var(--muted);font-size:.66rem;font-weight:600;line-height:1.15}.table-wrap.snowball.is-month td,.table-wrap.savings.is-month td,.table-wrap.snowball tbody tr.year-end td,.table-wrap.savings tbody tr.year-end td{background:0 0;border:0}.table-wrap.snowball tbody tr.year-end,.table-wrap.savings tbody tr.year-end{background:var(--soft);box-shadow:inset 0 -2px 0 var(--accent)}.table-wrap.snowball .year-note,.table-wrap.savings .year-note,.table-wrap.cols-5.snowball .year-note,.table-wrap.cols-5.savings .year-note,.table-wrap.interest .year-note{white-space:nowrap;margin-left:.25rem;font-size:.82em;display:inline}.table-wrap.interest{overflow-x:hidden}.table-wrap.interest table,.table-wrap.interest tbody{width:100%;min-width:0;display:block}.table-wrap.interest caption{white-space:nowrap;width:100%;padding:.45rem .65rem .28rem;line-height:1.3;display:block}.table-wrap.interest thead{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.table-wrap.interest tr{grid-template-columns:repeat(6,minmax(0,1fr));align-items:start;gap:.08rem .35rem;padding:.28rem .6rem .32rem;display:grid}.table-wrap.interest tbody tr+tr{border-top:1px solid var(--line)}.table-wrap.interest td{text-align:left;white-space:normal;overflow-wrap:anywhere;background:0 0;border:0;width:auto;min-width:0;padding:0;font-size:.78rem;line-height:1.25;display:block}.table-wrap.interest td:first-child{white-space:nowrap;grid-area:1/1/auto/4;align-self:center;font-size:.9rem;font-weight:700}.table-wrap.interest td:last-child{text-align:right;white-space:nowrap;grid-area:1/4/auto/7;align-self:center;font-size:.95rem;font-weight:700}.table-wrap.interest td:nth-child(2),.table-wrap.interest td:nth-child(3){flex-direction:column;align-items:flex-start;gap:.02rem;font-size:.75rem;font-weight:600;display:flex}.table-wrap.interest td:nth-child(2){grid-area:2/1/auto/4}.table-wrap.interest td:nth-child(3){grid-area:2/4/auto/7}.table-wrap.interest td:nth-child(2):before,.table-wrap.interest td:nth-child(3):before{content:attr(data-label);color:var(--muted);font-size:.66rem;font-weight:600;line-height:1.15}.table-wrap.interest.is-month td,.table-wrap.interest tbody tr.year-end td{background:0 0;border:0}.table-wrap.interest tbody tr.year-end{background:var(--soft);box-shadow:inset 0 -2px 0 var(--accent)}.table-wrap.snowball tr{grid-template-columns:repeat(2,minmax(0,1fr))}.table-wrap.snowball td:first-child{grid-area:1/1}.table-wrap.snowball td:last-child{white-space:normal;overflow-wrap:anywhere;grid-area:1/2;max-width:100%;font-size:.86rem}.table-wrap.snowball td:nth-child(2){grid-area:2/1}.table-wrap.snowball td:nth-child(3){grid-area:2/2}.table-wrap.snowball td:nth-child(4){grid-area:3/1}.table-wrap.snowball td:nth-child(5){grid-area:3/2}.table-wrap.snowball td:nth-child(2),.table-wrap.snowball td:nth-child(3),.table-wrap.snowball td:nth-child(4),.table-wrap.snowball td:nth-child(5){flex-direction:column;align-items:flex-start;gap:.02rem;font-size:.75rem;font-weight:600;display:flex}.table-wrap.snowball td:nth-child(5):before{content:attr(data-label);color:var(--muted);font-size:.66rem;font-weight:600;line-height:1.15}}.prose h3{margin:var(--gg-space-8) 0 var(--gg-space-2);font-size:var(--gg-item);font-weight:var(--gg-weight-semibold)}.article-share{margin:.75rem 0 1.25rem}.article-share .result-actions button{min-width:min(100%, max-content);max-width:100%;color:var(--accent);border:1px solid var(--accent);white-space:nowrap;background:0 0;flex:7.5rem;gap:.4rem;padding-inline:.65rem}.scenario-cards{gap:.75rem;margin:.25rem 0 1.5rem;display:grid}.scenario-cards>h2{margin:.4rem 0 0;font-size:1.25rem}.scenario-card{background:var(--card);border:1px solid var(--line);border-radius:var(--gg-radius-card);gap:.45rem;padding:1rem;display:grid}.scenario-card h3,.scenario-card p{margin:0}.scenario-card p{color:var(--muted)}.table-wrap.dist,.table-wrap.facts{max-width:100%}.table-wrap.dist caption,.table-wrap.dist th,.table-wrap.dist td,.table-wrap.facts caption,.table-wrap.facts th,.table-wrap.facts td{white-space:normal;overflow-wrap:anywhere}.table-wrap.dist td.num,.table-wrap.facts td.num{white-space:nowrap;font-variant-numeric:tabular-nums;text-align:right}@media (width>=40.01rem){.table-wrap.dist td.num,.table-wrap.facts td.num{width:1%}}.scenario-card .button{justify-self:start}@media (width<=40rem){.scenario-card .button{justify-self:stretch}.table-wrap.dist,.table-wrap.facts{max-width:100%;overflow:clip}.table-wrap.dist table,.table-wrap.dist tbody,.table-wrap.dist caption,.table-wrap.facts table,.table-wrap.facts tbody,.table-wrap.facts caption{width:100%;min-width:0;max-width:100%;display:block}.table-wrap.dist thead,.table-wrap.facts thead{display:none}.table-wrap.dist tr,.table-wrap.facts tr{grid-template-columns:minmax(0,1fr);align-items:start;row-gap:.55rem;padding:.75rem .85rem;display:grid}.table-wrap.dist tbody tr+tr td,.table-wrap.facts tbody tr+tr td{border-top:0}.table-wrap.dist tbody tr+tr,.table-wrap.facts tbody tr+tr{border-top:1px solid var(--line)}.table-wrap.dist td,.table-wrap.facts td{text-align:left;white-space:normal;overflow-wrap:anywhere;border:0;min-width:0;max-width:100%;padding:0;display:block}.table-wrap.dist td:first-child,.table-wrap.facts td:first-child{grid-column:1;font-weight:700}.table-wrap.dist td:not(:first-child):before,.table-wrap.facts td:not(:first-child):before{content:attr(data-label);color:var(--muted);text-align:left;white-space:normal;overflow-wrap:anywhere;margin-bottom:.12rem;font-size:.78rem;font-weight:600;line-height:1.35;display:block}.table-wrap.facts td:nth-child(3){color:var(--muted);font-size:.78rem;font-weight:var(--gg-weight-regular);line-height:1.4}.table-wrap.dist td.num,.table-wrap.facts td.num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums;font-weight:700}}.search-form{flex-wrap:wrap;gap:.5rem;margin:0 0 1.25rem;display:flex}.search-form input{border:1px solid var(--control-line);background:var(--card);min-width:0;min-height:44px;color:var(--ink);font:inherit;border-radius:.6rem;flex:12rem;padding:.55rem .75rem}.search-form input::placeholder{color:var(--muted);opacity:1}.search-form button{min-height:44px}.search-results{margin:0;padding:0;list-style:none}.search-results a{border-top:1px solid var(--line);color:inherit;padding:1rem 0;text-decoration:none;display:block}.search-results li:last-child a{border-bottom:1px solid var(--line)}.search-results h2{margin:0 0 var(--gg-space-2);font-size:var(--gg-item);font-weight:var(--gg-weight-semibold);line-height:1.4}.search-results p,.search-results .card-meta{color:var(--muted);margin:0}.search-results .card-meta{font-size:var(--gg-small);font-weight:var(--gg-weight-regular)}#search-status{color:var(--muted);font-size:.95rem}.breadcrumb{display:block;position:relative}.breadcrumb ol{color:var(--muted);flex-wrap:nowrap;align-items:center;gap:.25rem .35rem;margin:0 0 .9rem;padding:0;font-size:.85rem;font-weight:600;line-height:1.4;list-style:none;display:flex}.breadcrumb li{align-items:center;min-width:0;display:inline-flex}.breadcrumb li:not(:last-child){flex:none}.breadcrumb li:last-child{flex:auto;min-width:0;overflow:hidden}.breadcrumb li:not(:last-child):after{content:"/";font:inherit;line-height:inherit;margin-left:.35rem}.breadcrumb a,.breadcrumb [aria-current=page]{padding:0;font-size:.85rem;font-weight:600;line-height:1.4}.breadcrumb a{color:var(--muted);text-underline-offset:.12em;text-decoration:underline}.breadcrumb [aria-current=page]{min-width:0;max-width:100%;color:var(--ink);text-overflow:ellipsis;white-space:nowrap;flex:auto;display:block;overflow:hidden}.toc,.toc-rail{margin:0 0 var(--gg-space-6);padding:var(--gg-space-3) var(--gg-space-6);border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card)}.toc summary,.toc-title{font-size:var(--gg-small);font-weight:var(--gg-weight-semibold);cursor:pointer;margin:0}.toc-title{cursor:default}.toc ol{margin:.35rem 0 .55rem;padding-left:1.2rem}.toc a{color:var(--ink);font-weight:var(--gg-weight-regular);line-height:1.45;text-decoration:none}.toc a:hover{color:var(--accent)}@media (width<768px){.breadcrumb li:last-child{clip:rect(0, 0, 0, 0);clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;min-height:0;margin:-1px;padding:0;position:absolute;overflow:hidden}.breadcrumb li:nth-last-child(2):after{content:none;margin:0}}@media (width<1280px){.rail{display:none}}@media (width>=1280px){.wrap.is-article{width:min(100% - 3rem,66rem)}.wrap.is-article>.site-header,.wrap.is-article>.frame,.wrap.is-article>.site-footer{grid-template-columns:minmax(0,42rem) 300px;align-items:start;column-gap:2rem;display:grid}.wrap.is-article>.site-header>.site-header-bar,.wrap.is-article>.site-footer>*{grid-column:1;min-width:0}.wrap.is-article>.coupang{width:min(100%,42rem)}.wrap.is-article .frame>main{grid-area:1/1;min-width:0}.wrap.is-article .frame>.rail{gap:var(--gg-space-6);flex-direction:column;grid-area:1/2;align-self:start;min-width:0;max-height:calc(100vh - 2rem);display:flex;position:sticky;top:1rem}.toc-flow{display:none}.toc-rail{min-height:0;margin:0;overflow:auto}.rail .ad-slot.is-sidebar{flex:none;width:300px;margin:0;display:block;position:static;top:auto}.rail .ad-slot.is-sidebar .adsbygoogle{width:300px;height:600px;min-height:600px;max-height:600px;display:inline-block}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.eligibility{border:1px solid var(--line);border-radius:var(--gg-radius-card);background:var(--card);margin:0;padding:.7rem .85rem;font-weight:700}.eligibility.is-ok{border-color:var(--accent);color:var(--accent)}.explain details ul{margin:.65rem 0 0;padding-left:1.2rem}.explain details li+li{margin-top:.35rem}.table-wrap.facts tr.is-total td,.table-wrap.facts.pay tr.is-total td{font-weight:700}.explain details .table-wrap{margin-top:.65rem}.table-wrap.facts.pay td:first-child{white-space:nowrap}@media (width<=40rem){.table-wrap.facts.pay td:nth-child(3){color:inherit;font-size:inherit;font-weight:700;line-height:inherit}.table-wrap.facts.pay td:first-child{white-space:normal}}
